Buy Now, Pay Later – Flexible Ways to Pay
Shop now and choose a payment option that works for you. We offer a range of Buy Now, Pay Later payment methods, giving eligible customers the flexibility to spread the cost of their purchase over a series of smaller repayments rather than paying the full amount upfront. Simply select your preferred Pay Later option at checkout and follow the provider's prompts. Approval, spending limits, repayment terms and eligibility criteria are determined by the individual payment provider.
Afterpay
With Afterpay, eligible customers can purchase now and split the cost into 4 interest-free payments, generally made over 6 weeks. Your first payment is typically made at the time of purchase, with the remaining payments automatically deducted approximately every two weeks. Simply select Afterpay at checkout and log in or create an account to complete your purchase. Afterpay does not charge interest on Pay in 4, although late fees may apply if payments are missed. Eligibility and approval criteria apply.
Klarna
Klarna provides a flexible way to shop now and spread the cost of your purchase over time. With Klarna Pay in 4, eligible purchases can be divided into 4 interest-free payments, automatically collected every two weeks. Select Klarna at checkout and follow the prompts to apply or log in to your existing account. Each purchase is subject to Klarna's eligibility and approval process, and fees may apply if payments are missed.
Zip
Zip gives eligible customers the flexibility to buy now and repay purchases over time. With Zip Pay, approved customers can access a reusable account with a credit limit of up to $1,000, with flexible weekly, fortnightly or monthly repayments. Zip Pay is interest-free, although a monthly account fee may apply and is waived when the statement closing balance is paid in full by the due date. Simply select Zip at checkout and follow the prompts to apply or use your existing Zip account.
Laybuy
Laybuy by Klarna offers eligible customers a simple way to spread the cost of a purchase rather than paying the full amount upfront. Laybuy now operates as part of Klarna and offers a Pay in 4 option, allowing approved customers to divide eligible purchases into four instalments. Select Laybuy at checkout when available and follow the prompts to complete the application and payment process. Eligibility, approval and applicable terms are determined by Klarna.
PayPal Pay in 4
With PayPal Pay in 4, eligible customers can split purchases under $2,000 into 4 interest-free payments over approximately six weeks. The first payment is made at checkout, followed by three automatic repayments every two weeks. Simply select PayPal at checkout and choose Pay in 4 when it is offered as an available payment option. PayPal currently charges no interest, sign-up fees or late fees for Pay in 4, and eligible purchases may also receive PayPal Buyer Protection. Eligibility and credit assessment criteria apply.
Important Information
Buy Now, Pay Later services are provided by independent third-party finance providers and are subject to their individual eligibility requirements, approval processes, terms and conditions. Available payment options may vary between customers and purchases. Please review the relevant provider's current terms, fees and repayment obligations before proceeding.
